SAPUTRA, R. A.; WIJAYATI, N. . Analisis Penerapan Manajemen Risiko Kredit pada Perusahaan Start-Up Fintech PT A. Owner : Riset dan Jurnal Akuntansi, [S. l.], v. 7, n. 4, p. 3083-3095, 2023. DOI: 10.33395/owner.v7i4.1729. Disponível em: https://www.owner.polgan.ac.id/index.php/owner/article/view/1729. Acesso em: 23 jun. 2026.