NASUTION, A. A. .; BALATIF, M. R. . Pengaruh Literasi Keuangan, Inklusi Keuangan, Gaya Hidup, Dan Financial Technology Terhadap Perilaku Keuangan Pegawai PT. X di SUMUT. Owner : Riset dan Jurnal Akuntansi, [S. l.], v. 9, n. 1, p. 542-556, 2025. DOI: 10.33395/owner.v9i1.2428. Disponível em: https://www.owner.polgan.ac.id/index.php/owner/article/view/2428. Acesso em: 17 apr. 2026.