IBRAHIM, E. K.; MUHAMMAD ALBAHI; HARAHAP, R. S. P. Financial Ratio Dynamics and Profitability in Indonesian Islamic Banking: A Panel Analysis of FDR, NPF, and CAR. Owner : Riset dan Jurnal Akuntansi, [S. l.], v. 10, n. 3, p. 2634-2652, 2026. DOI: 10.33395/owner.v10i3.3390. Disponível em: https://www.owner.polgan.ac.id/index.php/owner/article/view/3390. Acesso em: 17 aug. 2026.