Tambunan, Marintan, and Nurna Aziza. “Pengaruh Financial Technology Terhadap Kinerja Keuangan Perbankan”. Owner : Riset dan Jurnal Akuntansi 8, no. 2 (March 31, 2024): 1491-1498. Accessed May 6, 2026. https://www.owner.polgan.ac.id/index.php/owner/article/view/2049.