Sari, Fangela Myas, Anni Safitri, Mella Mardayanti, and Komala Ardiyani. “Determinants of Credit Fraud Detection: The Role of Human Resource Performance, Credit Supervision, and Internal Control in Islamic Microfinance Institutions: En”. Owner : Riset dan Jurnal Akuntansi 10, no. 1 (January 1, 2026): 60-72. Accessed April 30, 2026. https://www.owner.polgan.ac.id/index.php/owner/article/view/2848.