Muniarty P, Rimawan M, Ovriyadin O, Dwiriansyah MS. Eksplorasi Transformasi Keuangan Digital Mahasiswa di Era Cashless Society. Owner [Internet]. 2026Apr.29 [cited 2026Apr.30];10(2):1953-64. Available from: https://www.owner.polgan.ac.id/index.php/owner/article/view/3447